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Bring Down Your Debt.

OUR GIFT TO YOU: A LOW RATE CREDIT CARD.

Are you worried about increasing prices getting in the way of enjoying the holiday season? You’re not alone. Most Americans are struggling with credit card debt, and the winter holidays tend to be expensive. At Tendto, we want to make sure our members don’t have to deal with predatory interest rates leading to seemingly insurmountable debt. Did you know the average interest rate last year was 22.77% APR?*

We are committed to helping our members save – that means finding ways to help you bring down your debt. One simple way to achieve this is to lower your credit card rate. That’s why, when you switch to a Tendto Mastercard® credit card, you can get a rate as low as 8.99% APR** – which could save you $2,901.84 a year.** A lower-rate card can make holiday shopping much more accessible, affordable and enjoyable!

Also – coming early 2025, our credit cards will be going contactless! These new cards will be mailed out upon your current card being reissued, but all members can request a contactless card at any time for no charge. More information will be coming soon!


Plus, get perks like:

  • Low rates
  • No annual fee
  • No balance transfer or cash advance fees
  • 25-day grace period
  • No rate penalties

Check out our credit card and apply today!


1Source: Nerdwallet
*APR = Annual Percentage Rate.
**You must join Tendto Credit Union or already be a member in good standing to take advantage of this offer. APR = Annual Percentage Rate. All rates subject to change and based on creditworthiness. The rate may vary depending on each individual’s credit history and underwriting factors. Click here to view the credit card disclosure. The savings per year amount provided is an example and is meant to show the potential savings of switching to a lower rate card. The calculation is based on a 30-day billing cycle for the amounts and rates indicated. Actual savings will vary based on balance, current rate, new rate, payment amount, billing cycle, continued card usage, as well as other factors.