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Young Adult


Learn to bank your way. Whether it’s going to school, working, spending time with family, playing in a band or running your own business, every life is unique and everyone has unique financial needs. That’s why we've developed Young Adult Banking, to give young people an easy way to save, spend, borrow and manage their money.


Save for the big, the small and the unexpected.

Open an account today to establish credit union membership and you’ll be eligible to take advantage of all of the financial services at Tendto. Not only is it easy, it’s affordable. All you need is a $5 initial deposit and there’s no monthly fee.

Checking & Debit Mastercard®

Pay for the everyday in a better way.

Your checking account is the center of your financial life. And we sweetened our checking program to offer unlimited check writing, no minimum balance requirements and no monthly fees.

With your Debit Mastercard® you can take your checking account anywhere you go. Get cash at ATMs or make purchases anywhere you see the Mastercard® logo. Don’t want to pay ATM fees? Of course not. Who does? We offer unlimited ATM and PIN transactions for members 18-25.

Student Loans

Pay for college the smart way.

With our private education loan solutions, students can hit the books without the higher price tag often associated with private student loans. If you’re looking for flexible repayment options, competitive rates and no origination fees, check out our student loan solutions and make the choice that’s right for you.

Tendto also offers student loan refinancing. Take control of your student loans and consolidate them all into one manageable loan, setting up one convenient payment and potentially lowering your rate.

Mastercard® Credit Card

Build positive credit history.

Get the purchasing power you need while building your credit history. There are no annual fees, no balance transfer fees and no cash advance fees. If you already have a credit card with high debt, you can use a Tendto Mastercard® to lower your rate.

New & Used Auto Loans

Get rolling.

Buying a car is a big expense. Fortunately, you have Tendto to help you out with our low rate auto loans. We offer up to 110% financing with flexible terms* so you can get the car you want with affordable payments. And as a member-owned financial cooperative, we’re able to offer some of the lowest rates around, meaning lower monthly payments for you.

*Subject to credit approval

Online & Mobile Banking

All your accounts. All the time.

Access your account online 24/7 and never lose another night’s sleep wondering where your money is. Check balances, pay bills or transfer funds, day or night.


Go green with your green.

Save a tree and say goodbye to snail mail statements. Access and download your account statements online as soon as the information is available.

Shared Branching & ATMs

Membership has its perks.

Your membership at Tendto opens doors to more than 6,000 branch locations nationwide thanks to the CO-OP Shared Branch Network. As a Tendto member, you can go to any participating location and deposit or withdraw money. And if you don’t need the full branch experience – access more than 30,000 CO-OP Network ATMs around the U.S. You can also use CU$ ATMs without surcharge fees.


We want to invest in you.

For more information regarding scholarship opportunities, call and speak with a Tendto team member.