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Private Education Loans


If you are in need of a private student loan or are looking to consolidate your current student loans, Tendto Credit Union can help. Check out the options below and make the choice that's right for you.

Tendto Smart Option Student Loan by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates. This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more or apply, click here.

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Credit Union Student Choice

At this time we are unable to accept new applications for Student Choice Undergraduate or Refinance loans.

If you are a current Student Choice borrower, you are not affected by this decision and can continue to take draws on your line of credit as needed.

We apologize for the inconvenience.

A Better Way to Pay for College – Undergraduate Loan Solution

Our Student Choice Private Loan Solution was designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, federal Direct Subsidized and Unsubsidized loans) have been exhausted. With a Student Choice Private Loan, undergraduate students will achieve their dream of a higher education, without the higher price tag often associated with private student loans. Our Student Choice Private Lending Solution provides the additional funds you need and the features you want, including:

  • Easy online application and 24/7 call center services
  • Flexible repayment options
  • Extremely competitive rates
  • No origination or pre-payment fees
  • Convenient line-of-credit that helps you secure financing for your entire undergraduate career*

To apply online or to learn more visit, tendtocu.studentchoice.org or call 1.866.827.4488 today.

*Subject to credit qualification and annual credit review.

Simplify Your Life, Amplify Your Funds – Student Loan Refinance

Take control of your student loans with a Student Choice Refinance Loan from Tendto. You'll be able to refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment and potentially lowering your rate.*

You may be a good candidate for refinancing your student loans if:

  • You're paying a high interest rate on your loans
  • You have multiple private student loans and/or higher rate federal loans
  • You have a good credit history or a strong co-signer

Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds! For more details and eligibility requirements, click here.

*Subject to credit qualification and additional criteria, including graduating from an approved school. Loans subject to approval. Rates, terms and conditions subject to change without notice.