GET A JUMP ON YOUR HOLIDAY BUDGET.
Sure, the holidays are still months away, but they will creep up on us before we know it! Planning now will help you manage your spending in the coming months. Here are some tips to save you some cash:
1. Set aside just $10 or $20 each week, and you’ll have more cash to spend by early December. That’s a small amount to set aside each week that could equal many gifts in just a few weeks. Plus, using cash instead of credit cards will help you avoid interest charges. If you have to use a credit card, our low-rate Tendto card can help keep any extra costs down.
2. Look for sales NOW on things your friends and family might like as gifts. Doing this will help you get a jump on all the other holiday shoppers who won’t be snagging all the best bargains until months from now.
3. There are few things more thoughtful than homemade gifts, so start making them now to give yourself plenty of time to finish before the holidays. The possibilities are endless – you could knit scarves or sweaters, make candles, make jam out of fresh summer fruit, create stationery out of photos you’ve taken or do anything you can imagine. The internet is full of ideas. And your one-of-a-kind homemade gifts will surely be treasured by your recipients!
Remember – planning and budgeting for holiday spending now can save you money, so consider starting your plan of attack today. Come December, you’ll be so glad you did!
At Tendto, we tend to do everything we can to make your financial dreams come true.
Whether you're in the market for a new loan or savings account, or just need some financial advice, we're here for you. If there's anything we can do to help you achieve your financial goals, stop by and see us. We're always happy to talk things through.