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Financial Education 101


With many stores navigating social distancing, limited capacity and cautionary steps to stay safe, holiday shopping is expected to look a little different this year. Here are some ideas to rethink your shopping strategies for a safe, joyful holiday:

Place orders early.

Remember the shipping delays when stay-home orders started? That sort of delay could happen again, with more people than ever before shopping online.

Stay safe from scams.

With all this online activity, be wary of potential scams, watch out for fraudulent activity on your debit and credit cards and safeguard your personal information.

Visit stores early in the season.

Many stores can allow only a limited number of people inside at once. There could be a line to get in if you wait to go shopping at peak times.

Shop local.

It's more important than ever this year, as many small businesses are struggling to survive during the economic crisis created by the pandemic.

Bring a mask, hand sanitizer and wipes.

You're probably already in the habit of bringing a face covering everywhere, but it's also good to apply hand sanitizer before you enter and after you leave a store. You can use the wipes on your purchases.

Use curbside pickup.

Fewer interactions with other people mean fewer germs getting passed around.

Give practical gifts.

Friends and family facing tough financial times will appreciate Visa® gift cards, which can be used almost anywhere, and gift cards to grocery stores and gas stations.

Take a day off work to shop.

Then you can navigate store aisles while fewer people are around to shop.

Despite the differences this year's holiday season may bring, it can still be full of good cheer, great memories and thoughtful gifts. Remember the importance of treasuring time with the people you care about, whether that's online or in person, and consider how your family can create new and wonderful ways to celebrate the season.


At Tendto, we tend to do everything we can to make your financial dreams come true.

For additional financial education resources, check out our Financial Education page here. Whether you're in the market for a new loan or savings account, or just need some financial advice, we're here for you. If there's anything we can do to help you achieve your financial goals, stop by and see us. We're always happy to talk things through.