TAP INTO THE POWER OF YOUR HOME.
At Tendto, we make it easy to fund what matters most—whether it's a long-overdue home renovation, consolidating debt, or finally taking that dream vacation. With our Fixed Rate Home Equity Loans and Home Equity Lines of Credit (HELOCs), you can use the equity you've already built in your home to support your goals, big or small.
WHAT'S THE DIFFERENCE?
Fixed Rate Home Equity Loan
A Fixed Rate Home Equity Loan provides a lump sum up front, perfect for large, one-time expenses. You’ll receive a fixed interest rate and predictable monthly payments, making it easy to plan and budget. With rates as low as 5.06% APR1,2 for a 5-year term, you can lock in a great rate and know exactly what your payments will be from start to finish.
Home Equity Line of Credit (HELOC)
A HELOC is a revolving credit line that allows you to borrow as needed—similar to a credit card, but with typically lower rates. You only pay interest on what you actually use, not your full credit line. Our HELOC offers a competitive rate of 6.50% APR1,3, a generous 10-year draw period to access funds as you need them, and a 15-year repayment period—giving you flexibility now and manageable payments later.
Whether you're planning ahead or need quick access to funds, we're here to help you fund your life—on your terms.
Check out our full list of rates and terms and find the option that’s right for you.