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Tap Into the Power of Your Home

TAP INTO THE POWER OF YOUR HOME.

At Tendto, we make it easy to fund what matters most—whether it's a long-overdue home renovation, consolidating debt, or finally taking that dream vacation. With our Fixed Rate Home Equity Loans and Home Equity Lines of Credit (HELOCs), you can use the equity you've already built in your home to support your goals, big or small.


WHAT'S THE DIFFERENCE?

Fixed Rate Home Equity Loan
A Fixed Rate Home Equity Loan provides a lump sum up front, perfect for large, one-time expenses. You’ll receive a fixed interest rate and predictable monthly payments, making it easy to plan and budget. With rates as low as 5.06% APR1,2 for a 5-year term, you can lock in a great rate and know exactly what your payments will be from start to finish.

Home Equity Line of Credit (HELOC)
A HELOC is a revolving credit line that allows you to borrow as needed—similar to a credit card, but with typically lower rates. You only pay interest on what you actually use, not your full credit line. Our HELOC offers a competitive rate of 6.50% APR1,3, a generous 10-year draw period to access funds as you need them, and a 15-year repayment period—giving you flexibility now and manageable payments later.

Whether you're planning ahead or need quick access to funds, we're here to help you fund your life—on your terms.

Check out our full list of rates and terms and find the option that’s right for you.


1Tendto Credit Union NMLS# 532359. APR = Annual Percentage Rate. All rates subject to change and based on creditworthiness. The rate may vary depending on each individual’s credit history and underwriting factors. Financing available in select counties only. 90% maximum loan to value. Closing costs between $296.50 - $1,250.00. Additional charges could apply if a well and septic review are needed. Homeowners insurance is required. 2Stated APR is the lowest possible rate for a first position loan. Minimum loan amount $10,000. The monthly payment per $1,000 borrowed for 60 months at 5.06% is $18.90 without payment protection. Payment does not include amounts for taxes and insurance premiums; actual obligation may be greater. Payment Protection is optional. 3The APR is variable based on the prime rate published in the Wall Street Journal. Maximum APR is 18.00%.