Your Equity. On Your Terms.

YOUR EQUITY. ON YOUR TERMS. 

At Tendto, we tend to make it easier to turn equity into opportunity with rates as low as 5.75% APR.*

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Need extra cash for unexpected expenses, a home remodeling project, or maybe that long-awaited vacation? Looking to consolidate higher-interest debt? A Home Equity Line of Credit (HELOC) could be a smart, flexible solution.

With a Tendto HELOC, you’ll have 10 years to draw funds as you need them, followed by a 15-year repayment period. That means you can access your home’s equity on your terms and on your timeline.

Even better, our variable rate is as low as Prime minus 1%, making it a standout in today’s rate environment. There’s no annual fee, no prepayment penalty, and beginning March 1, 2026, no closing costs for a limited time.**

When opportunity comes your way, or when you’re ready to create it, your equity can help make it happen. Let’s tend to your plans. To learn more, contact a team member today!

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*Tendto Credit Union NMLS# 532359. Must join Tendto or already be a member in good standing to take advantage of this offer. APR = Annual Percentage Rate. The APR is variable based on the prime rate published in The Wall Street Journal. Current prime is 6.75%, effective December 11, 2025, and is subject to change quarterly as the Prime Rate changes. Maximum APR is 18.00%. All rates subject to change and based on creditworthiness. The rate may vary depending on each individual’s credit history and underwriting factors. Financing available in select counties only. 90% maximum loan to value. **Closing costs will be waived for a limited time beginning March 1, 2026. Offer may be discontinued at any time. Cannot be combined with any other offer. Terms and conditions are subject to change without notice. Certain restrictions may apply.