All rates and yields stated below are accurate as of July 1, 2025 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened.
Savings Accounts
|
|
Dividend Rate |
APY* |
|
Savings (01)** |
0.10% |
0.10% |
|
Special Savings (03, 09) |
0.05% |
0.05% |
|
Christmas Club (08) |
0.10% |
0.10% |
|
IRA Accumulation |
0.10% |
0.10% |
Money Market
|
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
|
$2,500 |
0.70% |
0.70% |
|
$10,000 |
0.80% |
0.80% |
|
$25,000 |
0.90% |
0.90% |
|
$50,000 |
1.05% |
1.06% |
|
$100,000 |
1.20% |
1.21% |
|
$200,000 |
1.45% |
1.46% |
Share Certificate Specials
|
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
|
9-Month Term Certificate |
|
$1,000 |
3.91% |
3.97% |
|
$75,000 |
4.11% |
4.17% |
|
$200,000 |
4.31% |
4.38% |
|
15-Month Term Certificate |
|
$1,000 |
3.61% |
3.66% |
|
$75,000 |
3.81% |
3.86% |
|
$200,000 |
4.01% |
4.07% |
Share Certificates
|
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
|
6 to 11 month Certificate |
|
$1,000 |
3.76% |
3.81% |
|
$25,000 |
3.81% |
3.86% |
|
$75,000 |
3.91% |
3.97% |
|
$125,000 |
4.01% |
4.07% |
|
$200,000 |
4.16% |
4.23% |
|
12 to 23 month Certificate |
|
$500 |
3.31% |
3.35% |
|
$1,000 |
3.46% |
3.51% |
|
$25,000 |
3.51% |
3.56% |
|
$75,000 |
3.61% |
3.66% |
|
$125,000 |
3.71% |
3.76% |
|
$200,000 |
3.86% |
3.92% |
|
24 to 35 month Certificate |
|
$1,000 |
3.20% |
3.24% |
|
$25,000 |
3.25% |
3.29% |
|
$75,000 |
3.35% |
3.39% |
|
$125,000 |
3.45% |
3.49% |
|
$200,000 |
3.60% |
3.65% |
|
36 to 47 month Certificate |
|
$1,000 |
3.18% |
3.22% |
|
$25,000 |
3.23% |
3.27% |
|
$75,000 |
3.33% |
3.37% |
|
$125,000 |
3.43% |
3.79% |
|
$200,000 |
3.58% |
3.63% |
|
48 to 59 month Certificate |
|
$1,000 |
3.24% |
3.27% |
|
$25,000 |
3.29% |
3.33% |
|
$75,000 |
3.39% |
3.43% |
|
$125,000 |
3.49% |
3.53% |
|
$200,000 |
3.64% |
3.68% |
|
60 month Certificate |
|
$1,000 |
3.29% |
3.33% |
|
$25,000 |
3.34% |
3.38% |
|
$75,000 |
3.44% |
3.48% |
|
$125,000 |
3.54% |
3.59% |
|
$200,000 |
3.69% |
3.74% |
IRA Certificates
|
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
|
12 month Certificate |
|
$1,000 |
3.46% |
3.51% |
|
$25,000 |
3.51% |
3.56% |
|
$75,000 |
3.61% |
3.66% |
|
$125,000 |
3.71% |
3.76% |
|
$200,000 |
3.86% |
3.92% |
|
36 month Certificate |
|
$1,000 |
3.18% |
3.22% |
|
$25,000 |
3.23% |
3.27% |
|
$75,000 |
3.33% |
3.37% |
|
$125,000 |
3.43% |
3.47% |
|
$200,000 |
3.58% |
3.63% |
|
60 month Certificate |
|
$1,000 |
3.29% |
3.33% |
|
$25,000 |
3.34% |
3.38% |
|
$75,000 |
3.44% |
3.48% |
|
$125,000 |
3.54% |
3.59% |
|
$200,000 |
3.69% |
3.74% |
All rates and yields stated below are accurate as of July 1, 2025 and are subject to change.
Auto Loans
New & Used Auto Loans
|
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
|
New 2025 |
|
4.99% |
24 month |
$2,500 |
$45.32 |
|
5.24% |
36 month |
$2,500 |
$31.54 |
|
5.49% |
48 month |
$5,000 |
$24.74 |
|
5.74% |
60 month |
$7,500 |
$20.71 |
|
5.99% |
72 month |
$15,000 |
$18.10 |
|
6.24% |
84 month |
$25,000 |
$16.30 |
|
6.99% |
96 month |
$40,000 |
$15.22 |
|
Used 2023 - 2024 |
|
4.99% |
24 month |
$2,500 |
$45.32 |
|
5.24% |
36 month |
$2,500 |
$31.54 |
|
5.49% |
48 month |
$5,000 |
$24.74 |
|
5.74% |
60 month |
$7,500 |
$20.71 |
|
5.99% |
72 month |
$15,000 |
$18.10 |
|
6.24% |
84 month |
$25,000 |
$16.30 |
|
6.99% |
96 month |
$40,000 |
$15.22 |
|
Used 2019 - 2022 |
|
5.49% |
24 month |
$2,500 |
$45.55 |
|
5.74% |
36 month |
$2,500 |
$31.77 |
|
5.99% |
48 month |
$5,000 |
$24.97 |
|
6.24% |
60 month |
$7,500 |
$20.96 |
|
6.49% |
72 month |
$15,000 |
$18.35 |
|
6.74% |
84 month |
$25,000 |
$16.55 |
|
Used 2016 - 2018 |
|
6.49% |
24 month |
$2,500 |
$46.01 |
|
6.74% |
36 month |
$2,500 |
$32.24 |
|
6.99% |
48 month |
$5,000 |
$25.45 |
|
7.24% |
60 month |
$7,500 |
$21.45 |
|
7.49% |
72 month |
$15,000 |
$18.86 |
|
Used 2013 - 2015 |
|
7.49% |
24 month |
$2,500 |
$46.47 |
|
7.74% |
36 month |
$2,500 |
$32.71 |
|
7.99% |
48 month |
$5,000 |
$25.94 |
|
8.24% |
60 month |
$7,500 |
$21.95 |
|
Used 2010 - 2012 |
|
8.74% |
24 month |
$2,500 |
$47.06 |
|
8.99% |
36 month |
$2,500 |
$33.30 |
|
9.24% |
48 month |
$5,000 |
$26.55 |
The rate may vary depending on each individual’s credit history and underwriting factors.
2 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.
Motorcycle Loans
New & Used Cruisers & Touring
|
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
|
New 2024 - 2025 |
|
5.24% |
36 month |
$2,500 |
$31.54 |
|
5.49% |
48 month |
$5,000 |
$24.74 |
|
5.74% |
60 month |
$7,500 |
$20.71 |
|
5.99% |
72 month |
$15,000 |
$18.10 |
|
6.24% |
84 month |
$25,000 |
$16.30 |
|
Used 2019 - 2023 |
|
6.24% |
36 month |
$2,500 |
$32.00 |
|
6.49% |
48 month |
$5,000 |
$25.21 |
|
6.74% |
60 month |
$7,500 |
$21.20 |
|
6.99% |
72 month |
$15,000 |
$18.61 |
|
Used 2016 - 2018 |
|
7.49% |
36 month |
$2,500 |
$32.59 |
|
7.74% |
48 month |
$5,000 |
$25.81 |
|
7.99% |
60 month |
$7,500 |
$21.82 |
|
8.24% |
72 month |
$15,000 |
$19.24 |
The rate may vary depending on each individual’s credit history and underwriting factors.
2 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.
New & Used Sport, Performance & Dirt
|
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
|
New 2024 - 2025 |
|
7.24% |
36 month |
$2,000 |
$32.47 |
|
7.49% |
48 month |
$3,500 |
$25.69 |
|
7.74% |
60 month |
$5,000 |
$21.70 |
|
Used 2023 |
|
8.24% |
36 month |
$2,000 |
$32.94 |
|
8.49% |
48 month |
$3,500 |
$26.18 |
|
8.74% |
60 month |
$5,000 |
$22.20 |
|
Used 2018 - 2022 |
|
9.49% |
36 month |
$2,000 |
$33.54 |
|
9.74% |
48 month |
$3,500 |
$26.79 |
The rate may vary depending on each individual’s credit history and underwriting factors.
2 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.
ATV, Snowmobile & Jet Ski Loans
New & Used ATV, Snowmobile & Jet Ski Loans
|
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
|
New 2024 - 2025 |
|
7.24% |
36 month |
$2,000 |
$32.47 |
|
7.49% |
48 month |
$3,500 |
$25.69 |
|
7.74% |
60 month |
$5,000 |
$21.70 |
|
Used 2023 |
|
8.24% |
36 month |
$2,000 |
$32.94 |
|
8.49% |
48 month |
$3,500 |
$26.18 |
|
8.74% |
60 month |
$5,000 |
$22.20 |
|
Used 2018 - 2022 |
|
9.49% |
36 month |
$2,000 |
$33.54 |
|
9.74% |
48 month |
$3,500 |
$26.79 |
The rate may vary depending on each individual’s credit history and underwriting factors.
2 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.
Boat and RV Loans
New & Used Boat and RV Loans
|
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
|
New 2024 - 2025 |
|
8.99% |
60 month |
$1,500 |
$22.32 |
|
8.49% |
84 month |
$3,000 |
$17.47 |
|
8.24% |
120 month |
$10,000 |
$13.63 |
|
7.99% |
144 month |
$20,000 |
$12.24 |
|
Used 2019 - 2023 |
|
9.99% |
60 month |
$1,500 |
$22.83 |
|
9.49% |
84 month |
$3,000 |
$18.01 |
|
9.24% |
120 month |
$10,000 |
$14.20 |
|
8.99% |
144 month |
$20,000 |
$12.83 |
|
Used 2013 - 2018 |
|
10.74% |
60 month |
$1,500 |
$23.22 |
|
10.24% |
84 month |
$3,000 |
$18.41 |
|
9.99% |
120 month |
$10,000 |
$14.64 |
The rate may vary depending on each individual’s credit history and underwriting factors.
2 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.
Home Loans
Home Equity Loans and Home Equity Line of Credit1
|
APR2 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE3 |
|
Fixed 5 Year |
|
4.89% |
60 month |
$10,000 |
$18.82 |
|
Fixed 7 Year |
|
5.20% |
84 month |
$15,000 |
$14.23 |
|
Fixed 10 Year |
|
5.56% |
120 month |
$20,000 |
$10.88 |
|
Fixed 15 Year |
|
5.94% |
180 month |
$30,000 |
$8.41 |
|
Fixed 20 Year |
|
6.31% |
240 month |
$30,000 |
$7.34 |
|
HELOC |
|
6.50%4
|
10 year draw period; 15 year payback |
$10,000 |
|
The rate may vary depending on each individual’s credit history and underwriting factors.
3 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified without Payment Protection. Payment does not include amounts for taxes and insurance premiums, actual obligation will be greater.
4 The APR is variable based on the prime rate published in the Wall Street Journal. Maximum APR is 18.00%.
Mastercard® Credit Cards
Mastercard® Credit Cards
|
APR1 PURCHASES, BALANCE TRANSFERS & CASH ADVANCES |
MINIMUM
LOAN AMOUNT |
|
Platinum |
|
8.99% - 15.99% |
$1,500 |
|
Share Secured |
|
6.99% - 15.99% |
$1,500 |
The rate may vary depending on each individual’s credit history and underwriting factors. Click here to view the credit card disclosure. Please note, this document contains a link to a 3rd party site.
Personal Loans
Personal Loans
|
APR1 AS LOW AS |
TERM |
LOAN AMOUNT |
PAYMENT EXAMPLE2 |
|
6.24% |
1 year |
$500 - $15,000 |
$87.67 |
|
7.24% |
2 year |
$1000 - $15,000 |
$46.36 |
|
7.74% |
3 year |
$2,000 - $15,000 |
$32.71 |
|
8.24% |
4 year |
$3,500 - $15,000 |
$26.06 |
|
9.24% |
5 Year |
$5,000 - $15,000 |
$22.45 |
|
Share Secured |
|
6.00% |
10 year max. |
$250 Min. Share Bal |
|
The rate may vary depending on each individual’s credit history and underwriting factors.
2 The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.