All rates and yields stated below are accurate as of March 1, 2023 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened.
Savings Accounts
|
Dividend Rate |
APY* |
Savings (01)** |
0.10% |
0.10% |
Special Savings (03, 09) |
0.05% |
0.05% |
Christmas Club (08) |
0.10% |
0.10% |
IRA Accumulation |
0.10% |
0.10% |
Money Market
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
$2,500 |
0.45% |
0.45% |
$10,000 |
0.50% |
0.50% |
$25,000 |
0.55% |
0.55% |
$50,000 |
0.65% |
0.65% |
$100,000 |
0.80% |
0.80% |
$200,000 |
1.00% |
1.00% |
Share Certificate Specials
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
15-Month Term Certificate |
$1,000 |
4.50% |
4.58% |
27-Month Term Certificate |
$1,000 |
4.00% |
4.06% |
Share Certificates
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
6 to 11 month Certificate |
$1,000 |
1.00% |
1.00% |
$10,000 |
1.02% |
1.02% |
$25,000 |
1.05% |
1.05% |
$50,000 |
1.07% |
1.07% |
$100,000 |
1.10% |
1.10% |
12 to 23 month Certificate |
$500 |
1.35% |
1.36% |
$1,000 |
1.50% |
1.51% |
$10,000 |
1.54% |
1.55% |
$25,000 |
1.58% |
1.59% |
$50,000 |
1.61% |
1.62% |
$100,000 |
1.65% |
1.66% |
24 to 35 month Certificate |
$1,000 |
1.40% |
1.41% |
$10,000 |
1.44% |
1.45% |
$25,000 |
1.47% |
1.48% |
$50,000 |
1.51% |
1.52% |
$100,000 |
1.54% |
1.55% |
36 to 47 month Certificate |
$1,000 |
1.50% |
1.51% |
$10,000 |
1.53% |
1.54% |
$25,000 |
1.57% |
1.58% |
$50,000 |
1.61% |
1.62% |
$100,000 |
1.64% |
1.65% |
48 to 59 month Certificate |
$1,000 |
1.75% |
1.76% |
$10,000 |
1.79% |
1.80% |
$25,000 |
1.83% |
1.84% |
$50,000 |
1.87% |
1.88% |
$100,000 |
1.91% |
1.92% |
60 month Certificate |
$1,000 |
2.00% |
2.02% |
$10,000 |
2.05% |
2.07% |
$25,000 |
2.10% |
2.12% |
$50,000 |
2.15% |
2.17% |
$100,000 |
2.20% |
2.22% |
IRA Certificates
Minimum Balance to Earn Stated APY |
Dividend Rate |
APY* |
12 month Certificate |
$1,000 |
1.50% |
1.51% |
$10,000 |
1.54% |
1.55% |
$25,000 |
1.58% |
1.59% |
$50,000 |
1.61% |
1.62% |
$100,000 |
1.65% |
1.66% |
36 month Certificate |
$1,000 |
1.50% |
1.51% |
$10,000 |
1.53% |
1.54% |
$25,000 |
1.57% |
1.58% |
$50,000 |
1.61% |
1.62% |
$100,000 |
1.64% |
1.65% |
60 month Certificate |
$1,000 |
2.00% |
2.02% |
$10,000 |
2.05% |
2.07% |
$25,000 |
2.10% |
2.12% |
$50,000 |
2.15% |
2.17% |
$100,000 |
2.20% |
2.22% |
All rates and yields stated below are accurate as of March 1, 2023 and are subject to change.
Auto Loans
New & Used Auto Loans
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
New 2023 |
6.49% |
24 month |
$2,500 |
$46.01 |
6.99% |
36 month |
$2,500 |
$32.35 |
7.24% |
48 month |
$5,000 |
$25.57 |
7.74% |
60 month |
$7,500 |
$21.70 |
7.99% |
72 month |
$15,000 |
$19.12 |
8.49% |
84 month |
$25,000 |
$17.47 |
9.24% |
96 month |
$40,000 |
$16.44 |
Used 2021 - 2022 |
6.49% |
24 month |
$2,500 |
$46.01 |
6.99% |
36 month |
$2,500 |
$32.35 |
7.24% |
48 month |
$5,000 |
$25.57 |
7.74% |
60 month |
$7,500 |
$21.70 |
7.99% |
72 month |
$15,000 |
$19.12 |
8.49% |
84 month |
$25,000 |
$17.47 |
9.24% |
96 month |
$40,000 |
$16.44 |
Used 2017 - 2020 |
7.07% |
24 month |
$2,500 |
$46.28 |
7.57% |
36 month |
$2,500 |
$32.63 |
7.82% |
48 month |
$5,000 |
$25.85 |
8.32% |
60 month |
$7,500 |
$21.99 |
8.57% |
72 month |
$15,000 |
$19.41 |
9.07% |
84 month |
$25,000 |
$17.78 |
Used 2014 - 2016 |
8.99% |
24 month |
$2,500 |
$47.17 |
9.49% |
36 month |
$2,500 |
$33.54 |
9.74% |
48 month |
$5,000 |
$26.79 |
10.24% |
60 month |
$7,500 |
$22.96 |
10.49% |
72 month |
$15,000 |
$20.42 |
Used 2012 - 2013 |
10.49% |
24 month |
$2,500 |
$47.88 |
10.99% |
36 month |
$2,500 |
$34.27 |
11.24% |
48 month |
$5,000 |
$27.54 |
11.74% |
60 month |
$7,500 |
$23.74 |
Used 2010 - 2011 |
11.24% |
24 month |
$2,500 |
$48.23 |
11.74% |
36 month |
$2,500 |
$34.63 |
11.99% |
48 month |
$5,000 |
$27.92 |
Used 2008 - 2009 |
11.99% |
24 month |
$2,500 |
$48.59 |
12.49% |
36 month |
$2,500 |
$35.00 |
Motorcycle Loans
New & Used Cruisers & Touring
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
New 2022 - 2023 |
6.99% |
36 month |
$2,500 |
$32.35 |
7.24% |
48 month |
$5,000 |
$25.57 |
7.74% |
60 month |
$7,500 |
$21.70 |
7.99% |
72 month |
$15,000 |
$19.12 |
8.49% |
84 month |
$25,000 |
$17.47 |
Used 2017 - 2021 |
7.99% |
36 month |
$2,500 |
$32.83 |
8.24% |
48 month |
$5,000 |
$26.06 |
8.74% |
60 month |
$7,500 |
$22.20 |
8.99% |
72 month |
$15,000 |
$19.63 |
Used 2014 - 2016 |
9.24% |
36 month |
$2,500 |
$33.42 |
9.49% |
48 month |
$5,000 |
$26.67 |
9.99% |
60 month |
$7,500 |
$22.83 |
10.24% |
72 month |
$15,000 |
$20.29 |
New & Used Sport, Performance & Dirt
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
New 2022 - 2023 |
9.99% |
36 month |
$2,000 |
$33.78 |
10.24% |
48 month |
$3,500 |
$27.04 |
10.74% |
60 month |
$5,000 |
$23.22 |
Used 2021 |
10.99% |
36 month |
$2,000 |
$34.27 |
11.24% |
48 month |
$3,500 |
$27.54 |
11.74% |
60 month |
$5,000 |
$23.74 |
Used 2016 - 2020 |
12.24% |
36 month |
$2,000 |
$34.88 |
12.49% |
48 month |
$3,500 |
$28.18 |
ATV, Snowmobile & Jet Ski Loans
New & Used ATV, Snowmobile & Jet Ski Loans
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
New 2022 - 2023 |
9.99% |
36 month |
$2,000 |
$33.78 |
10.24% |
48 month |
$3,500 |
$27.04 |
10.74% |
60 month |
$5,000 |
$23.22 |
Used 2021 |
10.99% |
36 month |
$2,000 |
$34.27 |
11.24% |
48 month |
$3,500 |
$27.54 |
11.74% |
60 month |
$5,000 |
$23.74 |
Used 2016 - 2020 |
12.24% |
36 month |
$2,000 |
$34.88 |
12.49% |
48 month |
$3,500 |
$28.18 |
Boat and RV Loans
New & Used Boat and RV Loans
APR1 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE2 |
New 2022 - 2023 |
8.24% |
60 month |
$1,500 |
$21.95 |
7.74% |
84 month |
$3,000 |
$17.07 |
7.49% |
120 month |
$10,000 |
$13.21 |
7.24% |
144 month |
$20,000 |
$11.81 |
Used 2017 - 2021 |
9.24% |
60 month |
$1,500 |
$22.45 |
8.74% |
84 month |
$3,000 |
$17.60 |
8.49% |
120 month |
$10,000 |
$13.77 |
8.24% |
144 month |
$20,000 |
$12.39 |
Used 2011 - 2016 |
9.99% |
60 month |
$1,500 |
$22.83 |
9.49% |
84 month |
$3,000 |
$18.01 |
9.24% |
120 month |
$10,000 |
$14.20 |
Home Loans
Home Equity Loans and Home Equity Line of Credit1
APR2 AS LOW AS |
MAX. TERM |
MIN. LOAN AMOUNT |
PAYMENT EXAMPLE3 |
Fixed 5 Year |
5.49% |
60 month |
$10,000 |
$19.10 |
Fixed 7 Year |
5.99% |
84 month |
$15,000 |
$14.60 |
Fixed 10 Year |
6.24% |
120 month |
$20,000 |
$11.22 |
Fixed 15 Year |
6.49% |
180 month |
$30,000 |
$8.71 |
HELOC |
6.50%4 |
7 year draw period; 15 year payback |
$10,000 |
|
Mastercard® Credit Cards
Mastercard® Credit Cards
APR1 PURCHASES, BALANCE TRANSFERS & CASH ADVANCES |
MINIMUM
LOAN AMOUNT |
Platinum |
8.99% - 15.99% |
$1,500 |
Share Secured |
6.99% - 15.99% |
$1,500 |
Personal Loans
Personal Loans
APR1 AS LOW AS |
TERM |
LOAN AMOUNT |
PAYMENT EXAMPLE2 |
7.49% |
1 year |
$500 - $25,000 |
$88.25 |
7.99% |
2 year |
$750 - $25,000 |
$46.71 |
8.49% |
3 year |
$2,000 - $25,000 |
$33.06 |
8.99% |
4 year |
$3,500 - $25,000 |
$26.42 |
9.49% |
5 Year |
$5,000 - $25,000 |
$22.58 |
Share Secured |
5.00% |
10 year max. |
$250 Min. Share Bal |
|